PayMaya: The PREPAID VISA (REVIEW Part 1: THE BASICS)

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Declined credit card application? Still a student or a freelancer? Or tinatamad ka lang talaga magpasa ng requirements for a credit card application? NO MORE TEAR, PayMaya is here.

HEY! I’ve read a lot of reviews on PayMaya and most of them are super long, full of info and for a busy person like me (naks!), I don’t have much time to read all of those. So here, I created my review on using PayMaya. I promise to keep it simple and understandable for you!

Based on PayMaya’s website, the company is backed by two global leaders in the converging Internet platforms, digital financial services, mobile money and eCommerce spaces – Smart e-Money, Inc. and Rocket Internet. (gets mo ba? feeling ko hindi haha) In short, RELIABLE sila kasi isa ang SMART sa may-ari. Yun lang yon dude! 😉

FIRST THINGS FIRST, Download the app: PayMaya via GOOGLE PLAY or the APP STORE.

SO, WHAT ARE THE FEATURES OF THE CARD?

features

  1. SHOP (Online – Lazada, Zalora, Sephora, Amazon, etc.) or Offline – Malls and other establishments that accept VISA)
  2. SWIPE (#KaskasPaMore)
  3. RIDE (MRT & LRT)

paymaya-smart-beep

Now that you know how POWERFUL the card can be, let’s now proceed to the steps on how you can get ONE!

WHAT’S THE EASIEST WAY TO GET THE CARD?

Online! Based on my personal experience, provided that you’re a busy person like me OR sadyang tamad ka lang and you can wait for 2-3 days, this is the best option for you!

Click this link to proceed to their online shop. If mabagal ang net mo dahil di ka pa bayad, just manually go to https://paymaya.com/shop/. The site looks like this:

Online

Now you have a lot of choices to choose from! You can buy a SINGLE PayMaya Non-Beep Card for Php70.00 or a SINGLE PayMaya Beep-Card for Php100.00 (for those who use MRT or LRT regularly). They also have the BUNDLE package if all or most of your family members are declined nung nag-apply kayo ng Credit Card. (SAKLAP PRE! Actually, kaya din ako nag-PayMaya kasi na-decline ako hahaha!)

 

HOW CAN I PAY THE ORDER ONLINE EH WALA NGA AKO CREDIT CARD DIBA? 

Bago ka mag-taray dyan, meron po silang C.O.D. (Cash On Delivery)! Just make sure you include your full shipping address.

 

HALA! EH DI BA MAY CHARGE YON?

Nope. Wala silang charge. Whatever the price there, that’s the only amount that you will give to the delivery guy. For instance, I bought the SINGLE Beep-Card worth Php100.00, when the card arrived, I only paid the EXACT AMOUNT! Plus I give tip na lang sa delivery guy kase galante ako.

 

DELIVERY:

The card was delivered fast! I placed the order online on January 28 (Thursday) around 11PM and I’ve received it February 1 (Monday) around 10AM. So if you will just consider the business days (Monday-Friday), it’s only 2-3 delivery days!

 

Here’s what it looks like when you receive it:

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Here’s the card itself:

FRONT

Front Card

BACK

Back Card

 

SO WHAT NOW?

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WILL THEY SEND YOU A TEXT MESSAGE FOR EVERY UPDATE THAT YOU DO?

Yes, they will! After you activate it, when you change your password/ PIN and when you upgrade your card. IT’S ALL DOCUMENTED via text messages! COOL right?

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WHAT IF I JUST WANT TO SHOP ONLINE, CAN I GET A VIRTUAL CARD?

Yes, you can! Just download the PayMaya App and follow the instructions there!

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For iPhone users, this is what the PayMaya app looks like:

iOs1

 

They also have an extra feature that allows you to load your mobile number with a DISCOUNT! Just tap the SHOP tab for you to access this. Now this is truly convenient! If you’re using a PREPAID plan, this is for you. You’ll save a lot of money overtime.

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NOTES:

  • The PAY BILLS tab is not yet activated. They’re working on it though.
  • The SEND MONEY tab will only be activated once you UPGRADE for FREE!

 

WHAT’S THE EASIEST WAY TO UPGRADE MY PAYMAYA CARD?

Again, this is the easiest method that I did to upgrade my PayMaya card. But first, what are the perks of the upgrade? 1) You can transfer fund from your account to other PayMaya accounts, 2) Your wallet limit from 50K will be doubled, hence your new wallet limit is 100K per month and 3) You can withdraw money from any Bancnet ATMs locally or Visa ATMs abroad. If you need that, then upgrade!!!

Here’s how to upgrade the easiest way:

  1. OPEN the PayMaya App.
    • For IOS: Tap “More”, then tap “Upgrade for FREE”.
    • For Android: Open the drawer, then tap “Upgrade for FREE”.
  2. FILL OUT the fields and submit your application. Wait for your upgrade SMS receipt for your next steps.
  3. MESSAGE THEM ON FACEBOOK, PayMaya (or click here)! Yes, you don’t need to go to their Smart Jump Centers. Include your NAME and REFERENCE NUMBER (that you received via text). Inform them that you wanna UPGRADE via video call. And by the way, their customer service is EXCELLENT! They respond fast.
  4. WAIT for their response and one of their customer service associates will add you on FB (sa wakas may mag-aadd na rin sayo haha!). Accept the friend request (wag feeling celebrity).
  5. PREPARE a valid I.D. (go to their website or click here for the list of the I.D.s they accept).
  6. VIDEO CALL. Just present your valid I.D. while on the video call. (When the associate video called me around 10AM, I just woke up by then so wag nang mag-make up or magsuot ng formal wear, you don’t need that. Yung I.D. ang importante hindi ang pagiging vain mo!) Super polite, professional and courteous nung nag-interview sakin, Ms. Ysa Santos.
  7. DONE. They will send you an SMS that you are now UPGRADED!

It will only take a day or two for this process. SO EASY and CONVENIENT!

 

LAST QUESTION, HOW CAN I LOAD THE CARD?

For cards with BEEP (for MRT &LRT):

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For Robinson’s, SM, and selected Smart Padala stores:

  1. Visit a PayMaya Load-Up center.
  2. Prepare your mobile number and a valid ID (no ID required if your account is upgraded).
  3. Provide the cash amount for load up.
  4. IMPORTANT: Wait for a confirmation of your load-up transaction. Do not leave the venue without receiving this.

*There is a 0.5% charge for consumers who make Smart Padala to PayMaya transactions.

For 7-eleven Cliqq kiosks:

  1. Visit a 7-Eleven store with a Cliqq Kiosk
  2. Tap “E-MONEY”, then “PayMaya Cash-In”.
  3. Enter your mobile number and the load-up amount.
  4. Get the receipt and pay at the counter.
  5. IMPORTANT: Wait for a confirmation of your load-up transaction. Do not leave the venue without receiving this.

For BDO online/mobile banking:

  1. Log in to your BDO online/mobile account.
  2. Select “Financial Services” > “Bills Payment” > “Pay Bills”
  3. For “Pay this Company/Biller”: choose PAYMAYA
  4. For the Subscriber Number, enter the recipient’s mobile number* with the format: 639XXXXXXXXX.
  5. For the Subscriber Name, enter the recipient’s name. Click Submit.
  6. The message “You have successfully paid your bills” will be shown along with your payment details.
  7. Your PayMaya will receive the load following BDO’s load-up schedule:

*Load-ups between 9:00AM-9:59 PM on regular working days will be credited to your PayMaya within 2 hours.
*Load-ups not made within the above schedule will be credited to your PayMaya within 24-48 hours.

*Must be the same mobile number that you used to register PayMaya

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THE JUDGEMENT (dum dum dum…)!!!

Will I recommend using the card? DEFINITELY YES!

Level of recommendation: Part 1: THE BASICS – PERFECT! 5/5. (Stay tuned for my Part 2: USING THE CARD)

Why? It’s so convenient and EASY to get. And it’s PREPAID so you will have ample of time to think before buying items (for impulsive buyers).

To whom will I recommend it?

  • To those who are declined with their credit card applications (eto talaga eh! haha)

  • To impulsive buyers (#KaskasinMoLangNgKaskasin)
  • To students
  • To freelancers 
  • To online shoppers
  • And to the entire human race

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For other questions and concerns, contact PayMaya directly:

Websitehttps://paymaya.com/

Visit their social sites:

Let’s get connected:

Please do leave a comment if you have questions. For business-related offers, email me at heyjonrayebusiness@gmail.com.

 

“HEYt” to do this but, bye for now! 😉

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200 thoughts on “PayMaya: The PREPAID VISA (REVIEW Part 1: THE BASICS)

  1. I’m interested to have one, ‘pag sumasahod na ahaha 😁

    Liked by 1 person

  2. Hahaha! Right! Kuha ka!

    Like

  3. Na try mo na mag withdraw ng money from PayPal to PayMaya? If yes, how much yung fee?

    Like

  4. Hello Ria, not yet. Nagamit ko pa lang PayMaya sa Grab, Lazada, Amazon at pagbili ng domain for my website. Automatic ang pagconvert ng dollar to peso. Pero not sure from PayPal to PayMaya. I will research about it and will update everyone sa PART 2.

    Like

  5. Thank you! ☺

    Like

  6. You’re very much welcome Ria!

    Like

  7. Naka sulat ba ying name mo sa card mismo?

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  8. Hello Czeh. Nope hindi nakasulat yung Name mo sa card. But I guess you can call them if pwedeng i-personalize. I will also contact them and will get back to you. Thank you!

    Like

  9. Anonymous Fudger

    Pwede po ba to para sa battlenet shop?

    Like

  10. Hello Anonymous Fudger. Yes, one of my friends use it for Battlenet Shop.

    Like

  11. Hi, How much po ang 1 dollar sa peso using paymaya? balak ko po kasi bumili sa amazon.

    Like

  12. Heeeeeeyy Renz! I’ve tried using it on buying a website in dollars. So kung magkano ang current conversion, yun ang ibabawas in peso. Search mo sa Google, “dollar to peso” and it will appear. Around 46 point something. I hope my answer helps! Thank you for reading my post! Stay tuned for Part 2! 😉

    Like

  13. how to deposit through paymaya?

    Like

  14. Heeeeeeey Camz. There are many ways to deposit on your account. You can use bank transfer like what I personally use through BDO online. Money transfer is also an option through 7/11 or Ministop branches nationwide. I’ve included the ways on how to deposit on your PayMaya account. Thank you for reading my post!

    Like

  15. Thanks sir jon! yung Gcash amex kasi may patong. For example the current foreign exchange for $1 is 46php, i purchased $1 amazon gc and i noticed that the amount deducted to my gcash was 48 point something, it happened last month. Btw, I hope PayMaya will be the answer to my dreams :)) Thanks again and this review was really helpful!

    Like

  16. Hello! I will be travelling to europe next month, can i use this paymaya visa card as i pay in restaurant, airport, buy clothes? Thanks in advance!

    Like

  17. Ask ko lang po mga questions na itinanong sa inyo po nung video call/ interview?

    Like

  18. Heeeeeey Nielsey! You can use the PayMaya card on stores that accept a VISA card. I am sure that you can withdraw from any VISA/ VISA plus ATM locally and abroad. I will verify with them if you can use it in Europe. You can also send them a message on Facebook: PayMaya. They respond pretty fast. Thank you!

    Like

  19. Heeeeeeey Ann! Ano ba? Haha! Some basic info lang. Then ipapakita mo lang I.D. mo just to verify na ikaw nga yun. It’s just 2-3 minutes of video chat. Thank you!

    Like

  20. Pwede rin kaya sa Steam purchases itey?

    Like

  21. Hi! First time ko po nagpurchase ng in-app content sa isang ios game and I have PHP 451.98 sa Paymaya account ko currently. The thing is I /tried/ to purchase a $14.99 content and naging successful po ung purchase. Pero di ko talaga intention na bilhin yon (hahahaha). I was just testing if Paymaya would not allow me to continue purchase but it actually did. I got worried and read their Terms of Service / condition, wala naman naka-indicate na mababawasan sa next “top-up” ko yung liability. Please help!

    Like

  22. Pano po mag cash out.

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  23. Heeeeey Tambay Methods! Yes pwede as long na may load!

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  24. Heeeeey Raichu! Walang mababawas! Ang nakapagtataka, bakit pumasok? Hahaha! Pero no! Walang mababawas. I haven’t experienced it. Naranasan ko lang na magbook sa Grab tapos kulang. Then na-disable Grab ko. Hahaha!

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  25. Hello Vanessa! Just go to any ATMs na merong VISA.

    Like

  26. hello can I cash out if may paymaya not yet upgraded?

    Like

  27. hello it says you can load up through BDO online but can I do it over the counter instead?

    Like

  28. Heeeeeey Tristan! No, you need to upgrade it! It’s so easy. Check the part of my post on how I upgraded my PayMaya account the easiest way! Thanks for reading my post.

    Like

  29. Heeeeeey Abner! Based on what I’ve read, no you can’t. But there are plenty of ways to load it. Check the part of my post on how you can easily load your PayMaya account. Thanks for reading my post! Appreciate it.

    Like

  30. Have you tried purchasing an item on malls like laptop or tv’s using your paymaya?

    Like

  31. Heeeeeey Jopz! Not yet but as long as it’s VISA certified, you won’t have any problem with that. I will also ask them to confirm. Thank you for reading my post.

    Like

  32. What if I’m a Grade 11 students. In upgrading they wanted meh to post my government id. And some sss??? Or tax? Tsaka di ko maopen yung website nila huhu secure chorva daw

    Like

  33. Hi, no experience on having a credit card, ask ko lang po if pwede din sya sa credit? if you want to buy something and you don’t have the money yet. then tsaka mo babayaran yung ma cconsume mo dun sa card? Thanks.

    Like

  34. Something about po kasi sa loading, ang pwede mo lang ba iconsume eh yung dineposit mo sa accout? parang debit card?

    Like

  35. Heeeeeeey Pareng Zen. Unfortunately you can’t do that. You need to load it to use it. Prepaid VISA kasi siya. You can check my post on where you can load it up! Enjoy using your PayMaya card. Thanks for reading my post!

    Like

  36. Yes Pareng Zen, that’s right! Prepaid VISA si PayMaya. Thanks for your inquiry!

    Like

  37. Hello heyjonraye. I ordered a physical Paymaya emv card from paymaya.com and hopefully madedeliver on time via Cash On Delivery (Taga probinsya po kase ako). Will they contact me thru my phone number kung dumating na yung card na pinurchase ko? At gaano ko katagal hintayin bago dumating ang card ko? Thanks

    Like

  38. Heeeeeey Angelo!! Yes depending on the ETA. Mine was 5-8 business days (Weekends not included) but I’ve received it in just 3 business days! Saang province ka? Depende sa carrier nila but it will come in time! Thanks for reading my post!! Let me know if I can be of any other help!

    Like

  39. Hi..can I possibly use the PayMaya when.purchasung to Itunes or something that uses PayPal?

    Like

  40. POST SCRIPT:

    you’re review about this is very precise and helpful. Keep.Posting!

    Like

  41. Heeeeey Janet!! Yes you can! I just purchased a song from iTunes last week. Just key in the card details on the payment info and it’ll be charge on the card. Thanks for reading!

    Like

  42. Heeeeeeey Janet! Thank you! Wow! I sincerely appreciate it. 🙂 Stay tuned to the PART 2 of this post. I’ll post it this weekend. My experience with the card. Have a wonderful Day~

    Like

  43. RonaMaeKaringal

    This is the most unforgettable review na nabasa ko. Easy to read. Direct to the point, short and simple. Keep it up :’)

    Like

  44. Heeeeey Rona Mae! Thank you so much for reading. I sincerely appreciate your comment! Supppeeerr!!! Let me know if you have suggestions on what I should blog next. 🙂

    Like

  45. Good day! Recently lang po ako sumubok bumili sa itunes store, ang balance ko po sa paymaya ko po ay 1k, i tried buying an album worth 13$, pero ang kaltas lng sa account ko ay 45+ pesos lang yata, tapos nun i tried buying other songs, I’ve lost count kung ilang na yun lahat pero i think sobra na yun nga 1k ang total amount…. But still na purchase ko pa rin

    Like

  46. Heeeeeey Dork25! Yes, kakaltasan ka muna ng $1 ni PayMaya at ihohold nila yun. Parang registration ng card mo. Pero as far as I know, ibabalik nila yun. So ibig sabihin ba, all songs na nadownload mo ay na-plaplay mo naman sa Music? Successful lahat ng download? Second, magkano na natiranna balance sa PayMaya mo out of 1K? Hindi ba nadecline nung sumobra kana sa 1K? Ang conversion ata ng iTunes per dollar is around Php47+ if I’m not mistaken. Thanks for reading my blog!

    Like

  47. Pano pala mag load sa smart padala bali yung card no. Ba ang ilalagay.?

    Like

  48. pwede ba gamitin billing method sa upwork ang paymaya? kahit wala ng paypal?

    Like

  49. Hello po! 🙂 Pwede po ba gamitin si PayMaya for installment kapag may gusto akong bilhin na product tapos I don’t have the cash yet? 🙂

    Like

  50. Uhh. Hi. So kakatry ko lang kanina ng paymaya. And i purchased $19.99 worth sa appstore. Since nagpaload naman ako ng 1,000 pesos, kampante ako bumili. The problem is yung nabawas lang ay 45.55, so i tried purchasing again. Dalawang beses. Hahaha. Both $9.99. Tapos wala paring update sa nagastos ko. Bale, $39.97 na yung nagastos ko. Pano yun, eh i only have 1000 pesos on my Visa?

    Like

  51. Heeeeeeey Jay! I’ve contacted PayMaya about this. I still haven’t got their response yet. If it required PayPal, I think you need to use that method, pero if diretso sa card, then use PayMaya directly. You’ll have the card number, expiration date and authorization code naman. Let me know if you have other questions! Thank you!

    Like

  52. Heeeeeeey Angela! Unfortunately not. You cannot use PayMaya for installment. Dapat may load siya, hench a prepaid VISA. Thanks for reading my post!!!

    Like

  53. Heeeeeeey Jooluuu. I answered your concern thru FB. Pero yeah, you need to pay the remaining balance para di ka ma-block ng PayMaya. Thank you!

    Like

  54. Heeeeeey Ayan! You can check how to load through Smart Padala on my post. Nasa bandang dulo, with other payment methods rin! Thanks for reading my post. 😉

    Like

  55. hindi po tlga ppwedeng gamitin ang paymaya sa mga installments like sa lazada???? thanks in advance po 😉 more power

    Like

  56. example po pla ung item is worth of 5000php then may 3000 ako sa paymaya account ko , then installment for 12months? hmmm sabihin n nting 500 a month po? or ppwede nman as long as may load at laman ang paymaya account ko? ty po sa reply 😉

    Like

  57. Heeeeeeeey Velchrome! No, you CANNOT use it sa INSTALLMENT purchase. You can use it on Lazada or any Online Shop that accepts VISA! But not installment terms. Dapat maibawasan lahat ng amount kung magkano oorderin mo. Thanks for reading my post!

    Like

  58. No, unfortunately you cannot do that. Prepaid VISA kasi ang PayMaya. Parang Prepaid Load, di ka makakatext hangga’t walang load.

    Like

  59. hi,

    nadisable account ko. just activated it last week. and loaded Php100 to test it. di ko pa naman sya nagagamit. then yesterday di na ako makalogin sa account ko. try to forgot password. pero alang nangyayari

    Like

  60. Heeeeeey PJ! May I know why was it disabled?

    Like

  61. Mhenard Ubay-ubay

    Hello! Have you tried making a purchase on iTunes with you card? I can’t seem to link it with my iTunes.

    Like

  62. Heeeeey Mhenard! Yes I’ve tried it. You can put the card under Payment Options and choose VISA. It works!

    Like

  63. Hi. Its my first time to load up my account.. sa 7/11 po ako nag pa load. Hindi o pumasok yung ni load ko. 😦 is it because im a globe user?

    Like

  64. Good morning,,aside po sa video call via fb, saan po maaaring mag.upgrade ng paymaya virtual card instantly?

    Like

  65. Once Napa upgrade kona,ung physical card iiwanan ko sa hubby ko, nasa abroad po ako at magdedeposit po sa paymaya visa physical card niya ng cash,same method lang po ba yan sa virtual card at ma wwidraw nya po ba sa pinas kapag nahulugan ko ang account nya?

    Like

  66. Heeeeeey Janice! No, that’s not the reason. Globe rin ako. And I always load it, wala namang problema. When did you load it?

    Like

  67. Heeeeey Danjie! You can send then a message on FB as well. Pero more likely, videocall is the fastest if you want to upgrade instantly. Thanks for reading my post!!! You can also let them know if you can’t do videocall so they can suggest another method. 🙂

    Like

  68. Yesterday sa 7/11 hindi nga daw pumasok yung load kaya nirefund nlang yung pera ko. What should i do?

    Like

  69. Did you ask them kung bakit di daw pumasok? You can use other payment methods mentioned in my post. 😉

    Like

  70. They did e mail paymaya why.. pero di naman alam nung cashier kung bakit. If ever sa smart money padala ako magpapaload need pa na ng i.d ko?

    Like

  71. They did e mail paymaya why.. pero di naman alam nung cashier why. Anyway.. if ever sa smart money padala ako magpaload ok lang ba kung ibang tao ang maglload ng account ko tapos bibigay ko na lang sa kanya i.d ko?

    Like

  72. Hi. Pwede po ba tong gamitin sa mga items sa mall na credit card installment ang bayaran?

    Like

  73. Na try ko na bumili sa app store, sa 7/11 ako nag load 100 pesos gusto ko lang ma try and successful naman but the thing is nung bumili ulit ako hindi na nabasawan balance ko same padin. Tapos bumili ulit ako mga 700+ 😂 51 padin balance ko kahit di naman ako nag load ulit. Kinakabahan lang ako ma charge sakin yun HAHA pero feeling ko ganun nga mangyayari. Curious lang ako bakit ganun nangyari

    Like

  74. hi! have you tried using it sa installment purchase? Just wondering kung pwede din sa kanila yun. Thanks!

    Like

  75. this is a nice blog learned so much

    Like

  76. HI! anong mangyayari pag 0 na yung balance ko then may nacharge sakin? magkakautang ba ako? or pag nag load ako mababawas yun?

    Like

  77. Hi! Pano kaya ako magkaka vrtual card na beep? Wala kasi sa site nila. Thanks!

    Like

  78. Heeeeeey Gerarad! No, you cannot use it for installment. Dapat po full payment. Thanks for reading my blog! 👍

    Like

  79. hi sir! nagload po ako sa 7/11 pero halos 6 hrs na wala padin load

    Like

  80. nice salamat sa reply halatang namimili

    Like

  81. gudev po.. ask q lng po.. member po aq ng epinoyload, pwede q po ba lodan ung loadwallet gamit ang paymaya? tnx po

    Like

  82. I’ve been using paymaya for months now. I always use bdo online bills payment to load my account. This was a good service but, now it is becoming a horror. Yesterday, 10/10/2016 I loaded php 500 to my account but, it is still not showing or it has not been posted. (Usually it takes 45 minutes for posting) I’ve been trying to call their customer service several times, waited more than an hour on their queue but, I did not get the chance to talk to anyone from paymaya.

    I feel like I have been robbed. Please beware of using this service.

    Like

  83. hello sir, virtual card and physical card number is deifferent? is this ok? when I load up via 7/11 and entered mobile number I registered sa paymaya apps, papasok din ba ung load dun sa physical card?

    Like

  84. Hi, napakahelpful po ng blog nyo. Thank you! 🙂

    Liked by 1 person

  85. Hi Jon! I’ll just ask if I can use Paymaya for Installment in Lazada

    Like

  86. Hi po magkanu po mababayaran ko to load up paymaya sa 7/11 para po ma avail at makakuha po ako ng paymaya visa card?

    Like

  87. Hi Can i use it to buy online at lazada but thru installment process

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  88. Hi

    Possible ba na gamitin yong card for online/offline purchase on installment?

    Thanks!

    Like

  89. Thank you for the detailed post. Ask ko lang about dun sa “video call” thing. LOL
    Do you have to show off your face sa CS associate or yung valid ID lang talaga yung ipapakita mo?
    Sounds new to me kasi pati yung cousin ko di rin naniniwala.

    Gusto ko kasi matry din to if it works withdrawing Upwork funds via LFT (directly to Paymaya).

    Thank you!

    Like

  90. The problem is you can’t use it in installments. That’s why I chose credit card.

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  91. I think Yes for them to verify your identity. Dalhin mo na rin para sure. Thanks for reading my blog post.

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  92. Heeeey Joey! Ma-chacharge rin yan soon or baka ma-lock account mo. Try to buy within your load range lang. Thanks for reading my post! 😉

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  93. Heeeeey Niki! No, hindi pwede ng installment. You need to have a load sa account mo. It’s like a load wallet, hence PREPAID VISA. Thanks for reading my post. 😉

    Like

  94. Heeeey Aidrian! Thank you so much!!!

    Like

  95. Heeeey jeyk1414. It will be charged if you reload your account. Make sure na lang na you spend based on your money lang so you won’t have any problem in thge future! Thanks for reading my post! 😉

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  96. Heeeey Kamz! Andun sa choices ng card yun. Try to refresh the website: http://www.paymaya.com. Go to BUY CARDS. It will appear to one of the choices. Choose WITH BEEP. Thanks for reading my post! 😉

    Like

  97. Heeeeeey Francis. Sometimes may delay talaga ang pagpasok ng load. What time mo siya niload? Thank you!

    Like

  98. Sorry for the delay. Medyo naging busy lang. I’ve replied to your concern na. 🙂

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  99. Heeeeey Charlz. What’s the payment method sa load wallet niyo? If merong VISA, then YES pwede.

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  100. Heeeeey Lan! Have you received the load na? Sometimes it takes a day. Usually sa akin, 6-8 hours bago pumasok. Sometimes a day or two. They have a certain cut-off kasi. If hindi naman na-load sa account mo, they will return it sa BDO account mo, which happened to me once. Thanks for reading my post! 😉

    Like

  101. Heeeey John Verly! Yes, papasok siya. Different numbers pero same account. And maiiba lang is yung sa BEEP load. You need to load it sa MRT or LRT. Thanks for reading my post. 🙂

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  102. Awwww! Thank you so much Isha! Yaaay!

    Like

  103. Heeeeey Quinzeleogy! No, you can’t use PayMaya for installment. It works as a PREPAID card. You need to have a load, to use it.

    Like

  104. Heeeeey Khiem! You can go to their website to check how much yung card nila. Visit http://www.paymaya.com and go to BUY CARDS. Thanks for reading my post! 😉

    Like

  105. Heeeeey Winz! No, you can’t use it for installment. Thanks for reading my post!

    Like

  106. Heeeeey Jin! Thanks for reading my post. No, you can’t use it for installment. Thank you! 🙂

    Like

  107. Heeeeeey Asha! Yes you need to show your face. Para ma-verify rin nila. Oks lang kahit di ka pa naligo. Hahaha! Ako nga wala pang hilamos. Just make sure na may maipresent ka na I.D. It will just take a few minutes. Make sure you also have a strong internet connection para walang lag. HAHAHA! Thanks for reading my post! 😉

    Like

  108. Heeey Kaizer! That’s right. You can’t use it for installment. 🙂

    Like

  109. Hi..good evening. My husband bought 3 cards from pay maya. We are from carmona cavite. Wala daw single card na available kaya yung promo na 3 cards ang binili nya. 450 lahat. Then ng i aactivate nya following the instructions sa card na send to then active the card, ang reply sa kanya ng paymaya is “Sorry! This card is either invalid or already activated. Please enter another Card ID # or call our customer support at (632) 845 7788” yan ang exact na sinabi. Ng tinatawagan namin yang number naka 1 hr na wala pa ding sumasagot na customer rep. Ang tanong ko paano sya maactivate? At yung 3 cards bang yan pwedeng gamitin ng 3 different person? Please help us. Thank u and God bless.

    Like

  110. Heeeeey Katherine! Yes pwede gamitin ng 3 people ang 3 cards. You can send them a message on Facebook kasi mas mabilis sila magrespond. Search PayMaya Official sa FB. Thank you for reading my post!

    Like

  111. HI good day ask ko lng pede po ba ako mag accept ng payment from USA diretsho sa paymaya card koh?

    Thank you!

    Like

  112. kaylngan po ba bumili ng 3 cards oh okay lng ung isang card lng di nmn ako sumasakay ng train so no need na ung may beep. need ko lng ma widraw ung payment na pinadala sakin also pambayad online.

    Like

  113. super dooooooper love paymaya…

    Like

  114. Heeeeey Khaye! Yes you can purchase products from the US. Use your PayMaya account for PayPal to be sure.

    Like

  115. Heeeey again Khaye. You can even a single card. Get the BEEP one, you’ll never know, you might use it one day. Thanks for reading my post.

    Like

  116. Heeeeey Elaine. Me too! Thanks for reading my post! 🙂

    Like

  117. Goodeve po ngtry po ako mg order ng paymaya card online cash on delivery akala ko d po mkakarating pero i thnk 4days lang npadala na sa akin sa tacloban tanong ko lang po bgo dumating ang physical card ngrister po ako ng visual card? Gusto ko sanang i link ang physical card ko sa my virtual account kaso d sya malink ung nkalagay invalid card number.. Anu po sulosyon dun para ma link ang physical card ko?

    Like

  118. Heeeey Chris! Automatic na yang pag-link ng virtual at physical card. Saan mo siya ginagamit to purchase? Baka kasi yung merchant is not approving VISA.

    Like

  119. Good day ask ko lang po if possible na magamit ang paymaya to pay for facebook ads? If yes po baka pwede po magpaturo kung papaano. Maraming salamat

    Like

  120. Hello po ☺ i tried using my paymaya for boosting my post in fb! Bkit not supported ang card e VISA naman ang oaymaya db.. not sure though, help just in case familiar ka with this situation.. tia ☺

    Like

  121. Hello mga sir at mam. Student lang ako e wala pa kong ibang ID. Student ID lang meron ako. Can I still upgrade my account?
    Bumili ako ng physical card yung 150 pano ko lalagyan ng pera yun? Sa 7/11 ba tulad ng paglload sa virtual visa?

    Like

  122. hello po, ask ko lang pwede po bang i-link ang paypal account sa sa PayMaya account(yung not upgraded pa, only the virtual visa)? TIA 🙂

    Like

  123. Heeeeey Lance! As far as I know, yes pwede as long na VISA accredited merchant. Make sure na may load yung account mo before you proceed. Try to key in the virtual or physical card number.

    Like

  124. Heeeey Cas! I haven’t used my PayMaya on FB yet, pero as long na VISA, I believe they will support it. Pero ask mo na lang din thru FB message. Thanks for reading my post! 😉

    Like

  125. Heeeey Cedric! Yes, alam ko pwede as long na ideclare mo na student ka. Yes same lang ang balance ng physical
    at virtual. BEEP balance ang iba. Salamat sa pagbabasa ng post! 😉

    Like

  126. Heeeeeey Kim. Yes pwede. Follow mo lang instructions sa post ko or visit their website, http://www.paymaya.com. Thanks for reading my post! 😉

    Like

  127. Hi, would like to say that your blog is the most comprehensive among the paymaya guides i’ve seen so far. Thanks for writing this up!

    About the upgrading, do you have any idea how fast they process requests made through Bayad Centers? There’s one near me, and I don’t really use FB anymore so I’d rather not do the FB video call option.

    Liked by 1 person

  128. Sounds nice. Can i use an adroid fone with non smart sim and is there no expiration or duration for the money i have in my paymaya account? TIA

    Like

  129. Heeeeey Cleo! Thank you so much for your favorable response. I sincerely appreciate that! Made my day! About the upgrade, online is the fastest way. I would make a wild guess that it would probably take 2-3 business days through Bayad Centers since they need to verify it first. You can also send them a message via email, support@paymaya.com. Please update me so I can help you further. Thank you!

    Like

  130. Heeeey Rolan. Yes you can use an Android phone. I’m also using my GLOBE sim on my PayMaya account. I’m not entirely sure about the expiration but I have my balance for over a year now and it didn’t expire yet.

    Like

  131. STAY AWAY FROM PAYMAYA THEY HAVE THE WORST CUSTOMER SERVICE EVER!!!! THEY DO NOT REPLY TO TEXT MESSAGES, EMAILS AND EVEN THEIR BUSINESS MANAGEMENT TEAM ACCOUNT SUPERVISORS WILL IGNORE YOU. THEY SMPLY DONT CARE ABOUT ANYONE. THERE ARE THOUSANDS OF COMPLAINTS ABOUT THEM MORE THAN ANY COMPANY I HAVE EVER ENCOUNTERED IN MY LIFE AND THAT SCARY!

    Like

  132. hello bakit lagi nga pong nagseseen yung paymaya?

    Like

  133. Bakit kaya yung card ko 150php?

    Like

  134. Paano po naship yung product na inoder niyo through an international e-commerce site? (for ex. Amazon) Diretso po ba sa bahay niyo or what? btw, nice review po.

    Like

  135. hi po nag place nako ng order but i dont know where to pay the oder

    Like

  136. Heeeey Cyrus. I apologize for the inconvenience. I’m not connected with PayMaya but rest assured, I will let them know about your unfortunate experience. Thanks for reading my post!

    Like

  137. Heeeeeey Mark! I’ll try to contact them and let you know. Thanks for reading my post! 🙂

    Like

  138. Heeeeey AnneDee! What card did you buy?

    Like

  139. Heeeey Ivan! There’s a third party courier sa mga international stores, which you can verify sa mismong website ng store. For example, Amazon US, nasa website nila ang details for international shipping. Let me know if you have other questions. Thank you! 😉

    Like

  140. Heeeeey Christine! Where did you place the order?

    Like

  141. thankyou po. akala ko po mabilis lang yung pagrespond ng paymaya pero lagi lang akong sineseen. thankyou for your respond sir

    Like

  142. thankyou po. akala ko po mabilis lang yung pagrespond ng paymaya pero di naman po ako sinasagot sa chat. btw, thankyou for your respond sir

    Like

  143. Ask ko lng po pwedi po ba ilink ung paymaya card sa fb billing?? Gusto ko kc sana iboost ung page. I tried it several times baka sakali pero it keeps saying na invalid expiration date hahaha😅😅 hope you can help me thankyou po..

    Like

  144. Hey Jon! How much ang withdrawal limit per week? How about per month? Any idea? 😀

    Like

  145. Ask q LNG poh pwd bah AQ mg withdraw sa pay Maya ATM q

    Like

  146. Kuya 15 years old ako pwede ako mag upgrade tsaka nauna kong i activate yung virtual card ko saka palang ako kukuha ng physical visa card ok lang po ba yun malilink pa ba yung physical card ko sa virtual card ko?

    Like

  147. Heeeeey Emsey! I haven’t tried it yet. Pero ang alam ko pwede siya. I bought my domain using PayMaya. And that’s online payment. Try mo gamitin yung virtual and then yung physical card. Update moko. Thank you for reading my post! 😉

    Like

  148. Heeeey Asha! I haven’t tried it yet but I will ask PayMaya about it. Try mo ring imessage sila sa FB. I will do the same. I will update you. Thank you for reading my post! I will check your site rin! 🙂

    Like

  149. Heeeey Hermelyn! Yes pwede!

    Like

  150. Heeeey Seanny! Yes, ma-lilink siya. May option dun sa app to add a physical card. Thanks for reading my post! 🙂

    Like

  151. kelangan po ba mas higher un remaining balance para makaorder sa lazada??

    or kelangan mag upgrade muna ako???

    Like

  152. Good day! Thank you for this informative review about PayMaya.
    I ordered on Alibaba and my bill is $100, as of now I have around P500 on my PayMaya.. Do I have to load my PayMaya account first before entering my PayMaya details on the payment section on Alibaba?

    Like

  153. Hi! tanong lang. May unecessary charge fees po ba to pag gumamit ka na? At saka, kung hindi ko ma reload yan for a month, ok lang ba?Salamat. 😀

    Like

  154. Heeey Aiza! How much yung bibilhin mo? Dapat higher yung load mo sa PayMaya.

    Like

  155. Heeeey Landren! Yes you need to load your PayMaya account first. Balance should be higher than what you’re paying for. Try 50php= $1 just to make sure. Thanks for reading my blog! 🙂

    Like

  156. Heeey riancodgamer! Yes oks lang kahit di ka nagload ng isang month. When it comes to unnecessary fees, depende sa merchants yan. Make sure na dun ka lang sa trusted sites bumili. Thanks for readinf my post! 🙂

    Like

  157. mahirap mag paload sa virtual paymaya
    7/11 store sobrecary st., Tagum city. walang alam ang casher nla walang idea kung ano ang paymaya,
    Smart business center Gaisano mall Tagum city.. wala din alam, apply for smart money card ang binigay n option sakin.. visited 3 store with smart padala wala din alam.. binigay na option bibintahan ka ng paymaya card..

    Like

  158. HeyJonRaye, ask ko lang, nasa saudi kasi ako ngayon, nagparegister lang ako kay misis ng paymaya gamit ang number nya, ngayon ok na ang sa android app, kapag purchase ba ako ng card sa paymaya.com same lang ba ang account number nun dun sa adroid app at sa card? Need ko pa ba e upgrade ang account ko kung magwidraw ng cash sa ATM na supported naman ng visa? thank you

    Like

  159. Good day. Just wanted to ask kung pwede tong paymaya sa mga lay away items sa mga music store such as Lyric , JBMusic or similar? Thanksin adviance

    Like

  160. Hi. Should I have an active Smart number if I want to purchase a PayMaya card? sa globe ksi dba, gcash is connected in your active globe number. Thanks.

    Like

  161. Paano po malalaman kung nakalinked na ang physical paymaya card sa paymaya app mu. Di ko kasi makita if meron man sa app kung nakalinked na ung physical card. Please help

    Like

  162. hello po kuya pa help naman po kase gusto ko pa upgrade yung skin eh tapos minimessage ko yung paymaya ayaw naman po mag respond so p an u ko po kaya ,mpapaupgrade kong ayaw sumagot kala ko mabilis lang

    Like

  163. @mhay huwag kang umasa sa fb message kasi ayaw nila magreply, kahit sa akin. Himala kung magreply tapos paulit ulit ang sagot parang automated di akma sa sagot mo. Pumunta ka nalang sa pinakmalapit na bayad center at doon ka mag-apply. Yan yung ginawa ko at within 20 minutes na upgrade ko agad account ko. Punta ka sa site na ito para madownload mo yung bayad center na form: https://paymaya.com/downloads/BayadCenterForm.pdf need mo fill-upan yan at idala mo sa Bayad Center. Magdala ka rin ng 1 valid ID. yan lang. Hope nakatulong kasi ang paymaya fb nila ay di sumasagot.

    Liked by 1 person

  164. Heeeeey Jay! Unfortunately No. Di siya pwede sa mga installment. You need to have a full amount in your account before you can purchase anything. Thanks for reading my post! 😉

    Like

  165. Heeeey Ranel! That’s so sad to hear. Is there another payment method that you can do? There’s some bank transfer like BDO.

    Like

  166. Heeey Ben9! Na-lilink ang PHYSICAL at VIRTUAL (nasa app) na card using the SAME MOBILE NUMBER. So as long na isang mobile number lang ang registered, yes you can do that. Regarding sa upgrade, YES, you need to upgrade to withdraw sa ATM. Thanks po for reading my post! Have a great Day! 😉

    Like

  167. Heeey Jessa. It depends on the method of your payment to buy the card, if you will use SMART Padala, here’s the link on how you can use them: https://smartpadala.ph/faqs/. Pero I suggest, you use the COD, or Cash On Delivery kasi yun yung ginamit ko. Convenient pa siya! Let me know what you think. Thanks for reading my post! 🙂

    Like

  168. Heeeey Lina! You can check it sa app under MORE then tap MY CARDS. Tapos mag-aappear yung ONLINE PAYMENT CARD NUMBER (yan yung VIRTUAL card) then PAYMAYA CARD (yan yung PHYSICAL card). Thanks for reading my post! 🙂

    Like

  169. Heeeey Mhay! Nung time na nagmessage ako, they were responsive. Probably marami na kasing nag-apply kaya may delay. If hindi pa rin sila nagrespond, you can try to remind them again through FB Messenger. I believe office nila is 8AM-5PM. Thanks for reading my post! 🙂

    Like

  170. Heeey Roy! Thanks for the heads up! 🙂

    Like

  171. Hi there, when are you going to post the part 2 please? Thanks.

    Like

  172. How do you transfer money out from PayMaya to your bank account though?

    Like

  173. Hi! Po may questions lang po ako.

    Student palang po ako pwede na po ba ako magkaroon nyan?

    Saan po ba sa Robinsons at SM magpapaload?

    Ng pagdating po noong card nyo may laman na po ba?

    May bayad ba kung sa probinsya ipa shipping ang card?

    Sa paymaya bayad center ano po ba ang iniloload?

    Sir last question na po.

    Paano po ba malalagyan ng pera ang visa card ng paymaya?

    Like

  174. genard alcantara

    Hi have u tried shopping in malls for grocerry? di ko kc alam if natanggap sila ng paymaya card.. hoping for your immediate response

    Like

  175. Hi. It said that lahat daw ng visa cards nag sastart sa number 4. My card number sa paymaya starts with number 5 and ayaw yun tanggapin ng apple. You have any idea how can I fix this? 😦

    Like

  176. Hi! Do you know how to transfer money from one account to another? thanks!

    Like

  177. may certain amount lng po ba na pwede mong ilagay sa prepaid card??? plano ko po kasi bumili ng ps4 slim sa amazon which is 13k. ty

    Like

  178. tska pag mag aactivate po ba ng account saan po ba sya mallink?? sa mismong phone po ba or sa sim?

    Like

  179. Thank you sa post mo. Super helpful. Plan ko pa lang gumamit nito for online purposes like blogging and etc. 😊

    Like

  180. Do not use this card to withdraw money from an ATM , l had the card less than a month and twice money was deducted from my paymaya account but the machine did not dispense money. First time the money was credited back within an hour. Second time, it has beem two weeks and still no credit. You call customer service and they give you a case number and that is it. Tbey provide nothing in writing that they are workng on your issue. If you have to file a formal complaint you will have no documentation from them to present. It will be your word against theirs. I have had problem using it at stores, but do not use it to withdraw cash from ATM. Also you would be unable to use this card at a retailer in the U.S. as the numbers are not raised and your name is not imprinted on the card.

    Liked by 1 person

  181. Heeeyyyy! Please stay tuned. 😉

    Like

  182. Hi! May service charge ba kapag ginamit as credit card? Thanks!

    Like

  183. Heeeey Weng! There’s no option for that action as of now but you can transfer money from one PayMaya account to another. Or just withdraw it and deposit it to your bank account. Thank you for reading my post Weng! 😉

    Like

  184. Heeeey Carl! Yes pwede yan for students. You can check the LOAD UP sections on my post. There’s a detailed payment info there. Wala pang laman ang card pag receive mo. For shipping fee, the website will calculate it and will give you further instructions, visit http://www.paymaya.com Sa Bayad Center, just approach the personnel or cashier and tell them that you will load your PayMaya account. How to load the card is also in my post, under LOAD UP. 🙂 Thanks for reading my post!!!

    Like

  185. Heeey Genard! No, I haven’t tried it yet. I will try it one of these days and I will update you. 🙂 Thanks for reading my post!!!

    Like

  186. Heeey backtobookblog! I supposed MasterCard number yang binigay sayo. Try mo i-tick yung MasterCard then use your account number that starts with 5.

    Like

  187. Heeeey Arianne! Yes! Nasa PayMaya app. Download it on App Store or Google Play. May instructions doon sa app. 🙂 Thanks for reading my post!

    Like

  188. Heeeey Nico! Yes meron. For non-upgraded account, 50K. For upgraded account, 100K. Now yung pagloload, it depends on the merchant and mode. Say for example, BDO ang gagamitin kong loading station, may limit sila na 10K per day na deposit, so it will take you 2 days para maload yung PayMaya account mo. 10K sa first day and 3K iload mo sa next day. 🙂 Thanks for reading my post!!!

    Like

  189. Heeey Kima! I’m using it now for buying sa Lazada, paying gems sa Mobile Legends and paying my website domain. Yes all online transactions. Very fast and easy! 🙂 Thanks for reading my post Kima! 🙂

    Like

  190. Heeeey Camille! Yes. It depends on the merchant or store but most of then charge a service or credit fee. Keep it mind lang na you should have loaded it before buying anything. You don’t wanna fall short sa amount ng bibilhin mo. Thanks for reading my post! 🙂

    Like

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    Like

  192. Hi meron bang limit and pay Maya per month? yun kase smart money card na ginagamit ko, Php 100K lng per month for incoming..after ma reach yung incoming na 100k exceeded na sya..the following month pa sya pwede mapasukan ulit

    Like

  193. Hi. Gusto ko kasi mag laro sa mga online casino..pwede ko rin bang i fund ang account sa online casino using this card?

    Like

  194. Hi. Pwede bang gamitin ang paymaya card sa stores, let’s say for groceries kahit hindi pa siya upgraded?

    Like

  195. I read you article but one more question. What if my network number like Globe will expired. Can I still use my paymaya account? why expired because I’m not using it just for paymaya to get VISA card. Please share your thoughts. Thanks

    Like

  196. hi,i just link my paymaya physical card sa smart money virtual account,at nakatawag nako sa hotline ng paymaya to schedule my video call interview for the upgrade,,,ask ko lang,lahat ba nakakapasa o merong hindi dahil sa financial status?im worried kasi na masayang efforts at gastos tapos di makakapasa dahil sa financial status,gagamitin ko kasi sya for homebase small time loading at send money for family use…thank you…

    Like

  197. Hi! tnry ko sa stores yung physical card ko, bakit kaya hindi daw siya pwede?

    Liked by 1 person

  198. pwede bang ma link ang physical smart mastercard sa paymaya na globe account? at saka personalized ba yung physical smart mastercard? kasi di tinatanggap ng ibang merchants yung visa na physical card ng paymaya kasi walang cardholder name

    Like

  199. What are the asked questions in your interview? I am.planning to upgrade kasi.

    Like

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